May 10, 2019 Benjamin Jimenez 0

Pesticides are any form off a chemical that kills or inhibit their growth or mutilate their reproduction. They come in all forms from a pest spray to grains and to sprays. Their use is dependent if we know the type of pest that is residing in our homes.
We should know about the types of pesticides so we can choose the one that is easy to use and not harmful to humans and yes have long-lasting effects.
Researchers say that pest powders and dust are the one most commonly used because of their easy handling in contrast to liquids and soaps that are known to be quite hazardous. So always do research for best bed bud powder you can buy.
So here we list down some of the widely used pest powders and how to kill bed bugs and pest from them. But before knowing the powders we must know how to use them for killing bed bugs.

This is the most adaptive and reasonable method for control of the pest. It is widely used by farmers and has been in practice for long. Pest control sprays are used to kill pests. When the wave of pests enters the farm, the farmer uses the spray method to protect its crop from injurious insects as it is faster as compared to others. It may pollute the environment you live in. Its improper use may outbreak several diseases or it may develop resistance in insects. Read a proper guide on how to kill bed bugs and know how to tell if you have bed bugs.

How Did Pest Control Start?

The use of pest control is as old as the concept of agriculture. Around 3000BC cats were used to control pests and to conserve the grains from rodents.

Chemical pesticides were used at almost around 2500BC when the Sumerians used the sulfur to control pests. After further digging upon this method arsenical products were used to control the pests. Now the world was evolving and gone were the days where the pests would destroy the whole economy. With industrialization and more innovation, there was the use of other compounds as an insecticide. The world is now really appreciating the invention of pesticides and is improving the variety of it each day.

How to Apply the Pest Dust.

So the advantage of using the powders is that they first share easily dispersible because if we see the bug and can’t see the eggs then the powder can travel to that extent. Secondly, its stickiness to the skin of the bug makes them not to move and thus slowly die. Said that before but powders are easier to use and less harmful as compared to the liquid in which case the person can get serious damage if you get exposed to them moreover, they are less efficient than bed bug powders.

6 Best Bed Bug Powders.

Diatomaceous Earth
This product is sold in both packages from larger i.e. SAFER and in smaller bottles i.e. HARRIS.
But which one to use? That depends on the type of infestation i.e. if you have smaller scale damage then use HARRIS but if you have larger then use SAFFER.

The 4 lb. pack o safer is very popular and 100% natural which is used for getting rid of cockroaches and other small insects. The main advantage is that insects do not become immune to it because the ingredients are not the ones that cause immunity and is used for larger infestation

Harris De
This product is available in a bottle that is convenient to use. The company claims that it acts for a few weeks as long as it is dry. The feedback is quite positive to say that it sticks to the insect and thus dehydrates and kills it.
Cimexa Organic Insecticides.
This insecticide contains 100% silica gel and is a bit more expensive than the others. It also targets numerous insects including fleas’ termites’ cockroaches can be used as such in powdered form or as a spray. Its importance is yet to be known but mostly it got positive remarks.

Delta Dust Multi 
This product is supplied in 1lb tube and shockingly has gone some very good reviews and a high rating of 4.4  out of 5. With is a wide range of targeted pest which includes almost 30 species off household and garden pests
Its active ingredient is delta metering which makes it active even in a moist environment as compared to other products. Area covered by it is almost 2000 square feet per single pound and has a long-lasting effect off 7 months.

Drone Pest Insecticide Dust 
This product has been awarded 44.6 ratings out of 5 because off its efficient ingredients which include amorphous silica base gel. It contains 1% silica gel and 40% Pyrethrin. it promises a long-lasting effect of over 6 months.
BED BUGS HATE DRION, says one customer. The strong pugnacity of its ingredients can quickly kill one insect but for a large scale, It needs a few weeks for the destruction.
Caution: don’t use it near the ventilation or ACs.


So the problem of how to kill the pests and e dugs is solved if you use one of the above products. This problem is not to be taken lightly because it takes a great deal to eliminate the last of their generations .Especially the bed bugs because they are as difficult to be eliminated as to get their location and their hives.

Top 4 Reliable Sources of Health Improvement Loan for children

April 21, 2019 Benjamin Jimenez 0

Health-related complications sometimes arise when you least expect. Generally, children fall sick more frequently than adults do. So, medical problems can easily threaten not only the physical health of your entire family but also your financial plans. The rising cost of health care and restrictions on health care coverage have complicated the situation further for most people in America. Given that health is something you can never ignore, you need to plan ahead with health improvement loan for children. Many parents in America have made this remedy their first choice loan as it offers them a great opportunity to prevent severe health problems.

Here are the top sources of health improvement loans that you should consider:

Unsecured Personal Medical Loan

Perhaps, unsecured loans are the best solutions that will meet your financial need. You get them loans without presenting any collateral. Online loans are exceptionally easy to access, especially if you have a good credit rating. If you want to get a high loan amount within a few minutes and you do not have collateral, consider join Lending Club visa This lender charges a minimal or negligible transaction fee and upholds a high degree of transparency to give you the opportunity to make a well-informed decision.

You can also get unsecured loans from your local bank or credit union. The only problems with this option are that most of these lenders often give too small loans. They also charge high interests. Before you apply for an unsecured health improvement loan for your children, carefully evaluate the benefits and disadvantages. You may give priority to online loans as they feature much lower interest rates than most banks.

Credit Card

If your card has adequate credit, use it to secure the loan. You can use a cash-back card to increase your chances of getting your hard-earned money back. Another way you can get the loans at a cheap rate is applying for a card with zero introductory annual percentage rates. With these cards, you may pay no interest at all. All you will do is ensure you pay off the balance within the 6-18-month grace period. Evidently, you are better placed to get the loan if you have the right type of card that has enough credit.

Personal Line of Credit

Enjoy easy access to additional money with your personal line of credit. This one is for people who highly flexible loans. You can withdraw up to a pre-determined limit. Moreover, you can pay interest only on what you owe. It is not like the many other lending options that charge borrowers interest based on the entire credit.

As you can see, a personal line of credit is similar to a credit card in many ways. But there are some striking differences that you can expect. Foremost, the limit is usually much higher than in the latter instance. At the same, the interest rate is relatively lower.

Another outstanding benefit that you can expect to enjoy is that if you get a line of credit that is linked to a credit card, you will be able to withdraw large amounts of money every time you need. Once you get the initial approval, you do not need to apply for a loan every time you have a financial need. As such, the people who meet the criteria to use a line of credit can enjoy a high level of flexibility. And that alone makes it the option that you should try to explore.

Secured Medical  Loans

Do you own a valuable physical asset such as land or a home? If your answer is to this question is ‘yes,’ this solution is for you. Since these types of loans are backed with collaterals, you enjoy a high chance of getting them. Most secured lenders know that may not lose anything in case the agreement fails. For that reason, they will offer you competitive interest rates.

The problem, however, is that you may lose your property if you fail to service the loans as per your terms of the agreement. The exact amount of rate that you will pay also depends on a variety of factors in the market. So, you may not predetermine the total cost of your loan.

The Bottom Line

You are actually spoilt for options when it comes to health improvement loan for your dear children. Before applying for any of them, ensure the terms and conditions are favorable to you. What’s more, consider online loans since they are much cheaper than the traditional ones. Finally, do not forget to repay your loans on time. There is no better way that you can use to increase your chances of getting large loans whenever you have health emergencies. When you think long-term, you can be assured that you will stop looking for lenders. They will start enticing you with pleasing discounts due to your level of trustworthiness.


May 11, 2018 Benjamin Jimenez 0

Our Mission

The Mission of America’s Agenda: Health Care for Kids is to assure that every child in America gets the high-quality health care he or she needs, regardless of family income or medical condition.

Our Commitment

Reauthorization and expansion of the State Health Insurance Program,  or “SCHIP”, is a significant step toward achieving our mission — assuring that every American child has the high-quality health care he or she needs.  For this reason, America’s Agenda: Health Care for Kids is committed to providing facts, analyses, and other resources to inform the public about what is at stake for America’s children in the struggle to reauthorize SCHIP legislation.

As an American with concern about the health of our country’s children, we are pleased to provide you, from this website, the ability to contact your elected representatives in Congress to encourage them to stand strong for the health of America’s children.


May 10, 2018 Benjamin Jimenez 0

The following links provide access to useful information, analyses, and articles about the State Children’s Health Insurance Program:

Kaiser Family Foundation  – A wealth of information, analyses, and surveys regarding children’s health insurance coverage under Medicaid and SCHIP.

Kaiser  – Features tutorials and related educational materials concerning Medicaid and SCHIP.

The Urban Institute  – Scores or authored articles about the SCHIP on this site feature several studies of local and state implementation.

The Urban Institute Policy Center  – Provides an overview of SCHIP and research undertaken by the Urban Institute

The New England Journal of Medicine  – Incisive articles on the politics of SCHIP and the reauthorization battle  – For articles examining SCHIP from the states’ perspective, search “SCHIP”

What is SCHIP

May 9, 2018 Benjamin Jimenez 0

The State Children’s Health Insurance Program (SCHIP) is one of the most important children’s initiatives of the last half-century.

SCHIP was created by Congress in 1997 as a bipartisan effort to provide insurance coverage for children in families with too much income to qualify for Medicaid but not enough to afford to buy a policy in the private insurance market.

Over the last decade, SCHIP has given millions of children nationwide the chance to start out healthy in life.  SCHIP is a state-based program that is jointly financed by the federal and state governments.  Unlike Medicaid, SCHIP is a block grant program with funding that has caps both nationally and state by state.

To encourage states to participate, the federal government assumes a larger share of SCHIP financing by paying higher matching payments relative to Medicaid.  Distribution of SCHIP funds across states is based on each state’s share of low-income children.

The statute creating SCHIP gives states considerable flexibility in designing their child health programs, a factor that helped make it attractive to state policymakers. 

There is strong evidence that health insurance for children improves their access to care.  At the time of the SCHIP’s inception, nearly a quarter of all low-income children were uninsured.  Since that time, the program has extended coverage to millions.

Research has shown that uninsured children are more likely to experience avoidable hospital stays.  Children without a primary care physician that SCHIP provides are nine times more likely to be hospitalized for a preventable problem.

A recent analysis by the Robert Wood Johnson Foundation found that SCHIP has reduced the number of uninsured children in America by 24%.  There is overwhelming consensus by American health care leaders that SCHIP has been one of America’s rare recent success stories on the health care front, countering the general trend of a steady increase in the ranks of America’s uninsured.

Even so, 9 million American children remain uninsured today.  The SCHIP reauthorization bill passed by Congress last year would have reduced the number of uninsured kids to 6 million, but it was vetoed by President George Bush.


May 8, 2018 Benjamin Jimenez 0

SCHIP legislation traces its roots to a children’s health insurance plan in Massachusetts that passed in 1996. Sen. Ted Kennedy met with local officials to discuss the feasibility of a national initiative.  In October 1996 he introduced a bill to provide health care coverage for children of the working poor, to be financed by a cigarette tax increase.

(First Lady Hillary Clinton knew that focus on children would be politically popular and a “Kids First” program had been envisioned as a backup plan during the original 1993 health reform effort.  In his 1997 State of the Union address, President Bill Clinton proposed a new kids’ health initiative, with the stated goal of covering up to five million children.)

In March 1997, Kennedy brought Republican Sen. Orin Hatch onto the legislation as a co-sponsor. The bill had to comply with the existing balanced budget agreement between Congress and the White House. It failed to do that and on May 22 the children’s health insurance provision was defeated.

Kennedy did not give up on the measure.  Both Bill and Hillary Clinton argued for including children’s health insurance in subsequent legislation.  A month after its initial defeat, the bill was revived by Kennedy and Hatch.  Organizations from the Children’s Defense Fund to the Girl Scouts lobbied for passage, putting public pressure on Congress.

SCHIP was passed and signed into law by Bill Clinton on August 5, 1997.  Following the signing, Kennedy thanked Hatch, Senate Majority Leader Tom Daschle, and the Clintons.

“Mrs. Clinton was of invaluable help, both in the fashioning and the shaping of the program and also as a clear advocate,” said Kennedy.

Over the next decade, SCHIP grew into an immensely popular program in states across the country.  6.6 million children were covered by state SCHIP programs over 2007, although 9 million more children remained uninsured.

The 2007 Reauthorization Battle

SCHIP had become so successful over its first decade that, when the program came up for reauthorization, a bi-partisan coalition in Congress sought to expand it. Four senior senators are chief sponsors of the bill—Democrats Max Baucus of Montana and Jay Rockefeller of West Virginia, and Republicans Charles Grassley of Iowa and Orrin Hatch of Utah.  Their legislation would have authorized new expenditures of $35 billion over the next five years for a total of $60 billion, enabling states to cover more than three million additional children.

To their consternation, President Bush vetoed it.

Grassley and Hatch implored Bush to change his mind.  In a joint news release, they said it was “disappointing, even a little unbelievable, to hear talk about administration officials wanting a veto of a legislative proposal” that has broad bipartisan support.

SCHIP in 2008

Back in January, 42 House Republicans voted with Democrats to override President Bush’s SCHIP veto – a total still shy of the required two-thirds.

The new political terrain on Capitol Hill became crystal clear in June when the White House threatened to veto the Medicare physician payment legislation.  A stunning 129 House Republicans voted against their President. In the Senate, Ted Kennedy—undergoing treatment for cancer—came to Capitol Hill from his hospital room to lead the fight to get the Medicare bill the votes it needed for passage.

It is obvious from the Medicare vote that there is bipartisan support on Capitol Hill for an expansion of SCHIP so that it can help more children.  But will support be high enough to override another veto by President Bush?   Those who voted to reauthorize SCHIP the last time need to be encouraged to stand firm. The wavering “no” votes need to hear from their constituents that it’s time for every member of Congress to stand up for the health of America’s children.